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I’ve been lead to believe that 8-10% is an excellent return (based on stock market returns) and expecting anything higher is considered extremely risky. Is that true?

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I’ve been lead to believe that 8-10% is an excellent return (based on stock market returns) and expecting anything higher is considered extremely risky. Is that true?

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A. Your belief that returns of 8-10% are “reasonable” and exceptional returns require accepting enormous risk is based on information and material received from companies that offer investments whose success is solely dependent upon the stock market conditions and returns. Banks, corporations, and institutional investors for years (since 1911) have regularly obtained superior yields with more safety than individual through the use of sum certain Transferable Insurance Policy investing.

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