It is my understanding that state law requires me to buy automobile liability insurance. If that is true, why are some people driving around without insurance?
People who are driving around without automobile liability insurance or proof of financial responsibility are clearly violating state laws. The law requires an automobile owner to provide proof of financial responsibility for bodily injury and property damage as a result of their negligence. When you purchase insurance you are provided with an insurance ID card by your insurance company or agent to carry in your vehicle showing proof of financial responsibility. If a person fails to have proof of insurance, they may be subject to a fine, will lose their driver’s license for thirty (30) days, and may even be given jail time. Q: My car was in an automobile accident and it was in the shop being repaired. I borrowed my parents car and was involved in another accident. My insurance company is refusing to pay for the damages to my parents car. I have full coverage insurance, wouldn t my parents car be considered a substitute vehicle? A: Whether your parents car would be considered a substitu
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