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Isn it pretty easy though to look over a plan and see that all the basic areas of potential health care need are covered? Don almost all plans cover all the needed general areas?

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Isn it pretty easy though to look over a plan and see that all the basic areas of potential health care need are covered? Don almost all plans cover all the needed general areas?

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Maybe and No. What if no plan offered covers one of the basic and important general areas of health care? Even if an employee notices or plan subscriber notices, what could they do about it? Such a general area is mental health where many plans are poor or severely limit the duration of treatments regardless of need or potential benefit. See additional FAQ on the issue of so-called “consumer-driven” health care. In testimony before the House of Representatives, Committee on Ways and Means, Subcommittee on Health in April 2008 Stephen Finan of the American Cancer Society delivered this same message to Congress. That overall Americans have no idea what the coverage limitations in their health plans will be should they ever have a critical condition.

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