Isn it immoral or irresponsible to file for relief under the Bankruptcy Code?
Certainly not. Congress has provided the Code as a proper, effective legal remedy. Additionally, the Bible expressly provides for the forgiveness of debt once every 7 years. [Deuteronomy 15:1-11, which calls for debt forgiveness every seven years.] What is irresponsible is doing nothing about problems or allowing them to just keep getting worse.
