Isn bankruptcy immoral, and just taking the easy way out?
Some people argue that filing bankruptcy is taking the easy way out. I suppose that it could be the easy way out if you never tried any other way to pay your debts. However, most people try their best to avoid bankruptcy. Some people even sacrifice their health and relationships in an effort to pay bills that are beyond their ability to pay. Bankruptcy is a gut-wrenching experience that most people try very hard to avoid.