Is underinsurance a systemic problem though, or just the natural result of individuals who choose to run a risk by personal choice and who take the consequences if they choose poorly?
Wrong on both counts. First of all we all pay the price together for low-quality insurance (that’s why people are underinsured because they buy insurance of low quality), and second, its not so much a matter of personal choice as it usually is low-income families trying to figure out how they can possibly meet the material needs of their family -from a pot that just doesn’t stretch thin enough. Take for example the case of depression among young adults. Antidepressant (SSRI) use in children came under intense scrutiny in early 2005 because the use had been poorly studied and inadequately monitored resulting in many teen deaths. Depression is a major risk factor for suicide, but depression also carries with it an increased likelihood of substance abuse disorders, early pregnancy, poor academic performance, and impaired psychosocial function. Despite the prevalence of these symptoms in young persons, fewer than 1% of children and adolescents receive mental health treatment for depression
Related Questions
- Is underinsurance a systemic problem though, or just the natural result of individuals who choose to run a risk by personal choice and who take the consequences if they choose poorly?
- Have hatchery fish established a natural run of summer steelhead?
- Why are elderly individuals at risk of nutritional deficiency?
