Is this enuf to avoid a lawsuit in case something horrible does happen?
Answer I’ll answer your last question first: the notice on the website (and presumably on the product itself) is a good step, but no notice is enough to avoid a lawsuit. The presence of a notice may help you win your case and may even discourage a lawsuit, but there is no way to prevent an injured person from trying a claim. Even if you win, the legal costs of mounting a defense can be onerous for a small business. Product liability insurance can also protect you not only against the judgment but also against the costs of defending yourself. Only you can decide whether the cost of the insurance is worth the benefits. As to whether you should be an LLC or a sole proprietorship, for a single owner business it basically comes down to whether it is worth the initial cost ($125 in Florida if you do it yourself) and the annual fees for giving yourself some protection against creditors. It is basically another insurance policy. However, since you are making your product as well as selling it,
