Is there really any way to get out of debt without winning the lotto???
Start by paying your credit cards with the highest interest rate down first. Pile as much money as you can into that while paying the minimum on the other credit card debts. Once you pay off the card with the highest interest move onto the next debt with the highest interest rate. Or, if you can, consolidate all of your credit cards into one that offers low (or better yet) 0% interest. You may have to pay a balance transfer fee of 3% but that blow to your budget should certainly be way less then if you had several credit cards with high balances and high interest rates. I recommend googling ‘low interest credit cards’ and find one that offers 0% APR on purchases and balance transfers for a year or more. They exist so go sleuth one out and transfer that debt! Other ways you can save: if you have a car loan refinance with another bank to get a better interest rate. You can do the same for student loans too (if you have them). You didn’t say if you had a mortgage or not. If you do, is you
