Is there any way I can get a rough idea of the BASE FLOOD ELEVATION and the ELEVATION OF THE FIRST FLOOR of my home without hiring a surveying company to provide me with an elevation certificate?
Your county may have an elevation certificate on file from a previous homeowner. Check with your local clerk of court. Otherwise, you could rent a transit and shoot the elevations yourself, or contact your local university’s civil engineering department and ask if they’d like a little project for their surveying class. Good luck.
What year was your home built? Depending when your community joined the National Flood Program, if your house was built earlier, you may qualify for the grandfather clause. I was purchasing my home in 2001. The flood elevation shot at that time showed the house to be 6 ft below base flood elevation (BFE) zone A13. The quote for my flood insurance was $6,000 a year! A deal breaker for sure. Fema advised me to show when the house was built and what the elevation requirements were then. My parish (county) joined the NFIP in 1983, my home was built in 1978. In 1978 there was no BFE established, my home was located in flood zone C. When the NFIP came along, my home was built, so they grandfathered my home in at a BFE of 0ft in flood zone C. My flood insurance was now $675 a year, even though I was now 6 ft too low and located in flood zone A13. My home flooded with about 7 ft of water in Katrinia. Because the damage from flood was more than 50% the value of the house, I was required to rais
Related Questions
- Is there any way I can get a rough idea of the BASE FLOOD ELEVATION and the ELEVATION OF THE FIRST FLOOR of my home without hiring a surveying company to provide me with an elevation certificate?
- What if I believe there has been an error in mapping my home or business into a high-risk area or if I believe the Base Flood Elevation is too high?
- What do I do with this carpeted-over, linoleum-tiled floor, post- basement flood?
