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Is there any time when someone wouldnt be covered?

Covered time
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Is there any time when someone wouldnt be covered?

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A. If a person commits suicide – while sane or insane – during his or her first two years of coverage under the policy, the policy will only pay an amount equal to the premium paid for coverage to the date of death.

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A. If a person commits suicide while sane or insane during his or her first two years of coverage, the policy will only pay an amount equal to the premium paid for coverage to the date of death.

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