Is there any solar panel which can heat the water and also charge the batteries simultaneously?
The proper operating temperature for solar cells is too low to produce hot water that is worth the cost of plumbing. Water cooled solar cells exist, especially when a lens to concentrate the sun is added, but the output water is below 110F to preserve the efficiency and pumping the relatively small volume of not very hot water as input to a hot water heater or house heat doesn’t gain much against the cost and maintenance of pump and piping and heat exchanger if in a freezing climate.