Is there any penalty for delay in reporting loss or damage?
No, provided the Insurers’ position is not prejudiced by late reporting. However, obviously late reporting will delay repair and/or replacement procedures of your child’s laptop. You should always endeavor to report the loss/damage immediately. • What is not covered by the Insurance? • The excess of each and every claim • The cost of replacing expendable parts such as fuses and batteries. • Theft when the machine is left unattended is not covered unless reasonable precautions have been taken to safe guard the laptop. The precautions would include: • Securely locked away • Left in supervision of a responsible person • Locked out of sight in a car • Wasting, wearing away or wearing out of any part which arises from ordinary use or gradual deterioration including rust, corrosion or oxidation. • Scratching is excluded. Please Note : the replacement of covers due to stickers being placed on the machine is not covered. • Consequential loss – for example the loss of computer records/informati
