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Is there any home insurance for buildings & contents, which covers both owner & tenant type of occupiers?

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Is there any home insurance for buildings & contents, which covers both owner & tenant type of occupiers?

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Firstly you need to get Building insurance as the mortgage owner, secondly it is your tenants responsibility to get contents insurance for the property, when they go to an insurance company they will be asked if the property is rented privately, if it is they will be given insurance with a tenants cover. This is why you take a deposit, if anything does happen to the contents, they are liable.

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