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Is there any difference between the insurance for a member that has moved from the PSS to the PSSap, and a new employee who has just joined the PSSap?

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Is there any difference between the insurance for a member that has moved from the PSS to the PSSap, and a new employee who has just joined the PSSap?

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The employee who ceases PSS membership and joins the PSS has limited insurance cover for the first 12 months of PSSap membership. There is more detail about this for the member in the PSSap product disclosure statement.

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