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Is there a waiting period before the full benefit takes effect?

April 26, 2017benefit period takes waiting

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Is there a waiting period before the full benefit takes effect?

3 Answers

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Acceptance can be guaranteed because of a limited benefit period for death during the first two years. In most states (except AR) the full benefit is paid from the very first day of coverage for accidental death.

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You’re covered with the full benefit from the very first day your coverage takes effect.

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Your policy becomes effective on the day your application is approved, and you’re covered in full from day one.