Is there a provision for an interim federal health risk pool that will provide coverage for preexisting conditions? When does it begin?
Yes. The law creates a federal high-risk program to provide coverage for people who have been uninsured for six months and have a preexisting condition. This new federal risk pool, called the Pre-Existing Condition Insurance Plan (PCIP), is now accepting applications for coverage effective August 1, 2010. For more information, go to www.pcip.gov or call 1-800-220-7898 . PCIP will provide insurance coverage until 2014, when insurance companies can no longer deny you coverage based on your health. Premium costs for participants will be comparable to what an individual without preexisting conditions would pay to purchase insurance from the commercial insurance market. Although at a higher rate, the Texas Health Insurance Pool currently offers health insurance to Texans who have preexisting conditions. People enrolled in the Texas Health Insurance Pool are not eligible for PCIP because they do not meet the requirement that individuals must be uninsured for at least six months to qualify. T
Yes. The law creates a federal high-risk program to provide coverage for people who have been uninsured for six months and have a preexisting condition. This new federal risk pool, called the Pre-Existing Condition Insurance Plan (PCIP), is now accepting applications for coverage. For more information, go to www.pcip.gov or call 1-866-717-5826. PCIP will provide insurance coverage until 2014, when insurance companies can no longer deny you coverage based on your health. Premium costs for participants are comparable to what an individual without preexisting conditions would pay to purchase insurance from the commercial insurance market. Although at a higher rate, the Texas Health Insurance Pool currently offers health insurance to Texans who have preexisting conditions. People enrolled in the Texas Health Insurance Pool are not eligible for PCIP because they do not meet the requirement that individuals must be uninsured for at least six months to qualify. The federal risk pool is admini
