Is there a preexisting condition waiting period?
If you do not currently belong to a Blue Cross Blue Shield of Michigan health plan, Value Blue coverage requires a 180-day preexisting condition exclusion period. This means if you had a medical condition for which medical advice, diagnosis, care or treatment was recommended or received within six months of your enrollment date, services you receive to treat the condition within 180 days after your enrollment date will not be paid by your Value Blue coverage. If you are moving from another Blue Cross Blue Shield of Michigan nongroup or group conversion certificate with no lapse in coverage to Value Blue coverage, the waiting period does not apply as long as your prior certificate did not include a waiting period or you partially or fully met a similar requirement under the prior certificate. Note: You may be eligible to receive credit for prior health care coverage if you meet the criteria stated in the Application for Enrollment form (PDF).
Related Questions
- Does the Waiting Period required by an employer before an employee becomes eligible for health insurance count toward the preexisting condition exclusion period?
- My employer has a waiting period for enrollment in the plan. How does this relate to the preexisting condition exclusion period?
- How long is the preexisting condition waiting period?
