Is there a Partial Disablement Benefit payable on Salary Continuance?
Partial Disability Benefit You will be paid a proportion of the monthly benefit when you are partially disabled at the expiry of the waiting period (30 to 60 days as selected by you when you apply for cover). The Partial Disability Benefit will be paid: • When you have been totally disabled for at least seven days out of the first 12 consecutive days of the waiting period then you are totally or partially disabled for the balance of the waiting, and • If, at the expiry of the waiting period, you remain partially disabled. The Partial Disability Benefit will also be paid if you return to work in a limited capacity after a Total Disability Benefit has been paid. The proportion of the monthly benefit will be calculated as follows: ING will calculate the amount you are capable of earning based on medical advice, which will include the opinion of your medical practitioner and all other relevant information. The Partial Disability Benefit begins to accrue from the day after you are no longer
