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Is there a holding period on deposits to Personal Savings from American Express?

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Is there a holding period on deposits to Personal Savings from American Express?

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Funds from electronic deposits to your account that you have initiated through us will generally be available for withdrawal on the sixth business day after the deposit is initiated. Funds from electronic deposits to your account that you have initiated through a person other than us will generally be available for withdrawal on the day we receive the deposit. Funds from check deposits to your account will generally be available for withdrawal on the eleventh business day after the deposit is initiated. You start to earn interest on the day we receive your deposit.

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