Is there a handling charge if the balance falls below HK$2,000 or US$500?
There is no handling charge if your checking account balance is below HK$2,000 or US$500. However, if your account has no transactions for a year, it will be classified as dormant and you have to pay HK$100 or US$10 per quarter as a maintenance fee. Also, if the daily average combined balance of all your deposit accounts with the Bank is below HK$5,000 or equivalent, you have to pay the low balance account maintenance fee of HK$50 per month even though you have transactions.
