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Is there a fee to continue standard No Bounce Advantage overdraft coverage?

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Is there a fee to continue standard No Bounce Advantage overdraft coverage?

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There is no fee to continue this service; however if you continue No Bounce Advantage overdraft coverage and an item is paid resulting in an overdraft of your account, a fee of $22 may be assessed. Can I change my decision to continue this service? Yes. You can change your decision to have overdraft coverage at any time. Does this change apply to checks or reoccurring payments from my account? The new regulation only applies to ATM and debit card transactions. Automatic bill payments, checks and other transactions made using your checking account number are not affected. We may authorize and pay overdrafts on these transactions and fees may be incurred. The bank pays overdrafts at our discretion, which means that we do not guarantee that we will always authorize and pay any type of transaction.

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