Is there a difference between short-term and long-term disability benefits?
Yes. Its the difference between night and day! Short-term disability is just like it sounds. Short-term disability benefits provide income replacement for a short period of time. This policy generally provides some type of income replacement for about 6 months. What happens after that? If you have purchased long-term disability, you may be eligible for long-term disability benefits once you have been paid all the short-term disability benefits that you are owed. The change from short-term disability to long-term disability is one of those transitions periods that we normally see a large number of long-term disability denials.
Related Questions
- Can I receive social security benefits, in-the-line of duty disability benefits, short-term or long-term disability benefits and workers compensation benefits at the same time?
- Are health, dental, life and long-term disability insurance benefits automatic?
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