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Is there a difference between homeowners insurance and hazard insurance?

April 26, 2017difference hazard Homeowner Insurance

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Is there a difference between homeowners insurance and hazard insurance?

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No there isn’t. I’m sure you’ve heard it referred to differently in different settings. Frequently, this policy is addressed as hazard insurance by mortgage lenders. It is the same policy. Homeowner’s insurance protects against specific hazards that can affect living conditions, property damage as specified by the policy, natural disasters (as specified by the policy), injuries occurring on or within your property (as specified by the policy), and a number of other conditions.