Is there a difference between buying resale and direct from Disney from a tax stand point?
If you finance your purchase through Disney Vacation Club, the interest that you pay may be tax deductible as it is a “mortgage” and may be deducted from your taxes as a second home (note: refer to your own tax accountant or the IRS website for specifics on taking this deduction). If you chose to purchase through either a resale or Disney, you can also finance using a home equity loan in which interest may also be deductible. If you do not have home equity that can be used, you would have to obtain a personal loan in order to purchase through a reseller (in which case interest is not deductible). Thus, in this case, purchasing through Disney may make more sense if you are interested in the tax deduction.
