Is there a defense against a credit card company request for judgement?
When my ex wife and I divorced, she assumed the obligation for repayment of a credit card debt. Unfortunately, the account was in my name and she was an authorized user. Not only did she not pay the debt, she ran up the account balance to the maximum without my knowledge or consent. I did not know until I was contacted re: past due payments. Statements, phone calls, etc. had all gone to her. No, stupid me, I did not close the account at the time of our separation. Now, the card company is suing me for judgement. Of course, this is after much collection activity, during which I paid them token payments from time to time, always complaining that I did not charge the items. etc. I am retired and have limited income (social security and a small retirement account from my previous employer). Do I have any chance at all?
