Is there a credit check for the Pay Card? Since the smartOne Pay Card is not a credit card, there is no credit check, or interest fees.
Why get a Pay Card instead of just receiving a paper check? The smartOne Pay Card is safer than carrying cash, more convenient than having to seek out a check cashing facility, and cheaper than paying to have your check cashed. It also gives you access to a Visa debit Card, which allows you to make in-store, online or over-the-phone purchases. In addition to all of this, you will be able to more effectively track your spending habits with the monthly personal statements of your card activity. Return to Top How do I get a Pay Card? Talk to your Human Resources or Payroll department, or Claims Adjustor. They will have you fill out a simple form to get you enrolled. Your application will be processed and you will receive your card in approximately 5-7 business days. When you receive your card, you will have to call to activate it. Activating your card verifies your personal information and protects you against fraud.
