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Is there a cost to placing a fraud alert or receiving a credit report?

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Is there a cost to placing a fraud alert or receiving a credit report?

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No. There is no charge for placing a Fraud Alert, and a new federal law allows consumers to receive one free credit report per year from each of the three national credit bureaus: Equifax, Experian and TransUnion. You can only get the free credit report online at www.annualcreditreport.com, or by writing to the Annual Credit Report (instructions on the fraud alert page). For the fraud alert, you must contact one of the three credit bureaus’ websites or phone numbers (available on the fraud alert page).

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