Is there a benefit to purchasing a Limited Benefit Plan instead of sending the money to San Francisco?
Although the cost is the same, there are several advantages to purchasing insurance: • Choice of Providers – Anywhere In The USA: All your enrolled employees will receive health benefits regardless of where they live and can receive treatment from any provider, in or out of San Francisco. This is not true of enrollees in Healthy San Francisco who must live in San Francisco and must seek treatment within San Francisco from participating clinics and hospitals. Non-resident (commuter) employees are not permitted to enroll in “Healthy San Francisco.” • No Additional Cost To Employees: There is no cost to the employees for the insurance, while employees enrolling in Healthy San Francisco may have to pay to enroll depending upon their income (see below for their cost of enrolling). • Worker Retention: Employees understand and appreciate employer-sponsored insurance as a benefit of employment.