Is there a bank /prohibition for Insured not a depute a Surveyor ?
No, there isn’t an insured can also depute a Surveyor /Loss Assessor to assist him /them in the event of a Claim. But normal practice is that insurers depute a Surveyor from the available talent pool and in most of the cases the Report of this Surveyor is honored. This is a legal requirement also to depute a Fit & Proper Surveyor for the assignment & normally to avoid deputing a Second Surveyor later on. We hasten to add that nothing prevents you from appointing a surveyor from your side additionally to assist you and to boost your own confidence levels that the claim is being settled fairly. But in this case the survey fees to the surveyor appointed by you has to be borne by you. You cannot claim this as expense from the insurer. There are insured who are practicing this method.
