Is (therapeutic) massage covered on the medical plans?
No. Alternative care does not include massage. Does the total deductible amount need to be met before the insurance will begin paying at 80%. Yes. Regarding coordination of benefits with my spouses plan – how do I know whose plan is primary? You are primary on the plan you enroll in via your employment at Lane ESD. Your spouse is primary on the plan available through his/her employer. For dependents the primary carrier is associated with the spouse whose birthday comes first. In some cases how coordination is implemented would be specific to the plan and benefits. In this case, it would be best to contact OEBB with your specific situation. Is there a limit on the number of visits that can be made to an alternative care provider? There is no limit on the number of visits; however, the payment for alternative services is capped at $2,500 (all plans). This benefit maximum (cap) is per person. Are lab tests/x-rays that are ordered as part of an annual exam covered with the deductible waive