Is the sum insured mentioned under each category applicable to all members traveling on the policy?
Yes, the sum insured mentioned in the policy is for each traveling member. However, you must note that the sum insured is not valid for all expenses; there is a limit for each type of an expense. For example, a US$ 100,000 policy has a personal accident cover of a maximum of US$ 20,000. Similarly, dental expenses are capped at US$ 500. This cap could vary company to company.
Related Questions
- Can the band be insured/covered as a whole entity, i.e. can the six members of the band be joint policy holders, with no one person being solely the policy holder?
- Is the sum insured mentioned under each category applicable to all members traveling on the policy?
- What are the benefits available to the insured under the Janata Personal Accident Policy?