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Is the sum insured mentioned under each category applicable to all members traveling on the policy?

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Is the sum insured mentioned under each category applicable to all members traveling on the policy?

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Yes, the sum insured mentioned in the policy is for each traveling member. However, you must note that the sum insured is not valid for all expenses; there is a limit for each type of an expense. For example, a US$ 100,000 policy has a personal accident cover of a maximum of US$ 20,000. Similarly, dental expenses are capped at US$ 500. This cap could vary company to company.

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