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Is the success of a Transferable Insurance Policy investment subject to outside influences, such as terrorism, oil prices, and stock market volatility?

April 26, 2017influences insurance policy Investment Oil outside Stock Market Subject success terrorism transferable

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Is the success of a Transferable Insurance Policy investment subject to outside influences, such as terrorism, oil prices, and stock market volatility?

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A. NO. The return on investment is considered sum certain. The price of the policy is negotiated and sold by the owner for the purpose of investment at a discount to the face amount. The purchaser then collects the full amount of the policy when the policy matures.