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Is the prepaid ARC Travel MasterCard a credit card?

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Is the prepaid ARC Travel MasterCard a credit card?

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No. It is a prepaid card. To make purchases with it you must first load money onto your card. The card may be loaded by using cash, direct deposit, or by transferring money from a bank. When you use the card, the amount of your purchase is deducted from the loaded balance.

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