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Is the powerpaycard.com Visa / MasterCard a credit card?

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Is the powerpaycard.com Visa / MasterCard a credit card?

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No. The powerpaycard.com Visa / MasterCard is a prepaid debit Card that carries a fixed cash amount determined by the giver at the time of purchase. Each time the Card is used, the purchase amount is deducted from the available balance.

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