Is the Old Age Security program different from the CPP?
The Old Age Security (OAS) program is Canada’s largest public pension program. It provides monthly benefits to most people 65 and over. Like the CPP, it is administered by Human Resources Development Canada and you must apply for benefits. Unlike the CPP, Old Age Security is not based on earnings or contributions. Receiving a CPP pension will not stop you from getting the OAS pension. Beyond the basic retirement pension, the OAS program also provides a Guaranteed Income Supplement to seniors with low- or modest income, as well as allowances for their spouses or common-law partners and survivors between 60 and 64. How do I get more information? For more information about the Canada Pension Plan and/or the Old Age Security program, call Human Resources Development Canada free of charge: English: 1 800 277-9914 French: 1 800 277-9915 If you use a TDD/TTY device, call: 1 800 255-4786 Or you can visit our Web site.