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Is the deductible calculated differently for HSA plans?

April 26, 2017calculated deductible HSA plans

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Is the deductible calculated differently for HSA plans?

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Yes. It is being called an embedded or aggregate deductible. This means that no one in the family is “into benefits” until the entire family deductible has been satisfied. Some carriers may establish the minimum family deductible as their individual deductible.