Is the debtor required to undergo a credit counseling program before a case is filed?
Debtors are normally required to undergo a credit briefing prior to filing for bankruptcy. This briefing generally takes no more than 90 minutes and can be conducted via the internet [For debtors filing their bankruptcy case through my office lacking access to a high speed internet connection, there is such a computer available for use at no additional cost]. Additionally, all debtors must undergo a debtor education program prior to the entry of the debtor’s discharge.
Related Questions
- How does the filing of a chapter 7 case affect collection and other legal proceedings that have been filed against the debtor in other courts?
- What can be done if a debtor falls behind in payments after obtaining a Chapter 7 discharge? Can another bankruptcy case be filed?
- Is the debtor required to undergo a credit counseling program before a case is filed?