Is the CoverMe Term Life policy convertible?
Yes. You have the right to convert all or part of your CoverMe Term Life insurance policy to a permanent insurance plan without providing medical information or undergoing a medical examination at the time of conversion. You cannot be declined for permanent coverage under this conversion option because of your health. Conversion options and premiums You can convert your CoverMe Term Life insurance policy at any time before your 70th birthday. You are limited only by the Manulife Financial conversion products available and their restrictions regarding coverage amount and minimum premium. Your new premiums will depend on the type of plan and amount of permanent coverage you select, as well as your age at the conversion date and your risk classification. For more information about conversion options, please contact us. Benefit restrictions If your CoverMe Term Life insurance policy has any benefit restrictions, your new policy will have those same restrictions. If you choose to convert on
