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Is the CIRRUS ATM Card a credit card?

ATM card cirrus credit card
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Is the CIRRUS ATM Card a credit card?

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The CIRRUS ATM Card is a stored-value, PIN-based debit card. It manages expenditures effectively, as only the amount loaded on the card is available for Point-Of-Sale purchases at retail locations, online or cash withdrawals at ATMs. Thus, no credit fees, overdraft charges, late fees, or interest charges are ever added. The cardholder has access to only the amount of money (or the remaining portion after transactions) stored on the card. It’s today’s safe, convenient, and flexible way to manage spending.

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