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Is the Brokerage Account really just a separate HSA?

account brokerage HSA separate
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No, although your Brokerage Account is separate in some notable ways; separate online access, viewing of balance information, and separate periodic statements, it is still all part of the same HSA Custodial Agreement. This means that HSA Resources is your HSA custodian for both your Brokerage Account and your checking account and that HSA Resources will treat the two accounts as one HSA for the purpose of required reporting to the Internal Revenue Service (IRS). You have only one HSA – with two sub-accounts: your Brokerage Account and your Checking Account. Your Brokerage Account and checking account will also be linked together to provide easy movement of money from one account to the other.

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