Is South Carolina an insurance equality state?
No. However, Section 38-71-210 of the S. C. Code of Laws states that if an insurer offers a policy containing a provision for medical expense benefits that does not provide payment for chiropractic services, it shall offer an optional rider or endorsement if it is specifically requested by the insured or subscriber under an individual policy, or an insured under a master policy. Such rider shall define the procedures for which benefits will be paid. Additional costs to the insured must be reasonably related to the benefits provided.
