Is Samaritan Ministries some kind of Christian health insurance?
No. Insurance is usually thought of as a contract whereby one party agrees to be legally responsible for and accept another party’s risk of loss, in exchange for a payment called a premium. Samaritan Ministries is an arrangement whereby Christians share to assist one another with medical expenses through voluntary giving. We are not licensed or registered by any insurance board or department, since we are not practicing the business of insurance. We do not assess applicants’ health risks, because neither the ministry nor the members are assuming financial liability for any other member’s risk. Unlike insurance, the focus of Samaritan Ministries’ need sharing is not on what you can receive financially if you have a need, but on how you can help others with the needs they have right now (Acts 20:35).
