Is roof damage due to tree branches covered by insurance?
Roof damage has many causes with some roof damage covered by insurance and some excluded. Trees do cause a great deal of roof damage, but not all tree damage may be covered. For example, if a tree falls and damages the roof, it is an unexpected, natural event and would likely fall under the policys terms. On the other hand, if limbs are allowed to scrape the roof without being trimmed back, the resulting roof damage may be considered a maintenance issue and not covered by the insurance policy. How much does it cost to repair a roof leak? All roof leaks are not created equally. Therefore, its impossible to quote the repair without first evaluating it. My roof has several leaks. Does this mean it needs to be replaced? Not necessarily. It depends on what is going on with your roof. When we come out and evaluate the leaks, well be in a better position to make a recommendation. My roofer says my roof has hail damage and my insurance adjuster says the roof is just fine. Whos right? Without s