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Is RHA a Multiple Employer Welfare Plan (MEWA) and what are the implications for employers if it is?

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Is RHA a Multiple Employer Welfare Plan (MEWA) and what are the implications for employers if it is?

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It is unclear if RHA will be considered to be a MEWA. However, the Health Care Policy Roundtable is undertaking required actions to assure that all MEWA compliance issues are addressed in the event that RHA is deemed to be a MEWA. The Roundtable will be responsible for MEWA compliance issues on behalf of participating RHA employers. Even if RHA is determined to fall under MEWA rules, the impact will not be material on employers or retirees. Because RHA coverage options are fully insured, they must already comply with state insurance regulatory requirements even if RHA is not a MEWA.

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