Is Rental Car Insurance Necessary?
have automobile insurance in every state. However, in states like Oregon and Washington it is the law to carry automobile insurance even if that automobile is a rental car or not. If the traveler already owns an automobile with full coverage insurance then it is a good idea to call that company. Most auto insurance policies will cover a rental vehicle under the policy limits. The policy limits and deductibles usually remain the same on the rental vehicle as they do on the personal vehicle. If in fact the insurance carrier states that they will cover the rental vehicle then take along a copy of your policy to show the rental agency that there will in fact be coverage on the rental car. If there is no personal insurance coverage then it is a good idea to take the rental agencies coverage policy. The cost of this insurance premium for the rental period that you have the vehicle is actually quite reasonable at most rental car agencies. The policy premium for the time of use is not refundab
