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Is registering with an employment agency a requirement to obtain an unemployment deferment? Is a lender required to get the names of six contacts from all applicants for an unemployment deferment?

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Is registering with an employment agency a requirement to obtain an unemployment deferment? Is a lender required to get the names of six contacts from all applicants for an unemployment deferment?

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The borrower may provide a written certification to the lender stating he/she has registered with a public or private agency if one is available to the borrower within a 50-mile radius of the borrower’s current address, and, for all requests beyond the initial request the borrower has made six diligent attempts during the preceding 6-month period to secure full-time employment. The borrower may not qualify for an unemployment deferment if the borrower refuses to seek or accept employment in a position or at a salary or responsibility level for which the borrower feels over-qualified.

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