Is non-trucking liability insurance the same as bobtail coverage?
People commonly refer to non-trucking liability insurance as bobtail coverage. Technically bobtail coverage is different than nontrucking liability insurance. The distinctions, however, are somewhat subtle and complex. As a general rule, most leased owner operators carry non-trucking liability truck insurance even though they might refer to it as “bobtail coverage.” 1st Guard® sells non-trucking liability truck insurance. If your trucking company says they require you to carry “bobtail coverage” ask them if they really mean non-trucking liability. Usually they do.
