Is my in-home business automatically covered by homeowners insurance?
Not Sufficiently! An estimated 43 million Americans operate full or part timer businesses from their home. Most homeowner’s policies provide only $2,500 property coverage for business equipment and $250 away from your home. If a business credit card is stolen, a power surge destroys data on your computer or a lawsuit over a business related matter you are not covered. We write inexpensive in-home business policies to pick up many of your needs.