Is my daughter’s property (including her computer) covered while she’s at college?
The short answer is yes. If your child is a student living on campus in a dorm, or is renting a room off campus, he or she will be covered on your policy. As long as they are a dependent on your taxes and are a member of your household, your homeowner’s policy will extend coverage to them. If they rent an apartment in their own name, it may be advisable for them to purchase a Tenant’s Insurance policy. The cost for this type of insurance is usually less than $200 per year, and it provides additional living expense coverage, personal property and liability coverage.
