Is mutual fund manager a good manager?
Yes, most of the investment manager in mutual funds is experienced investment manager but this is not guarantee that you always have return periodically. You must realize that manager is human too that can make mistakes. What are sponsor charges? Mutual funds will charge you with some fees. This fee is for funding operational company. There fee are Front-end load, Back-end load, 12b-1 and operating expenses. Sponsor will charge you front-end load when buy mutual fund. When you redeem mutual funds, you have to pay back-end load to sponsor. You must pay 12b-1 and operating expenses to sponsor.